Finance and Tax Issues Courses
Finance and Settlement Procedures (with exam) - 25 hours - $165.00
Thomson CompuTaught
Covers security instruments, primary and secondary mortgage markets, source of funds and the process of qualifying for and obtaining real estate loans. Covers the procedures involved in settlement and practical exercises in real estate math. Because this is an approved Postlicense Course, the Georgia Real Estate Commission requires a proctored final examination for the course.
Register for Course
Risk Management, Ethics, & Finance Series - 24 hours - $160.00
360training
This series includes course modules contained in the following 360training online continuing education courses: Code of Ethics; Environmental Hazards; Fair Housing; Pricing and Financing Properties; Real Estate Finance; and Risk Management.
Register for Course
Real Estate Finance and Tax Issues - 12 hours - $85.00
RE Campus
Define note, mortgage, and deed of trust; major sources of mortgage loan funding; secondary market; Federal Reserve Board and mortgage lending; significant Congressional Acts that apply to home mortgage lending; computerized loan approvals and “drive-by” appraisal, major credit repositories; factors influencing an individual’s credit score; “risk-based financing”; immigrant population; guidelines of Fannie Mae/Freddie Mac; private mortgage insurance; borrowing power; guidelines for FHA and VA loans; FHA mortgage insurance and VA funding fee; compensating factors that may be considered to enable borrower to gain loan approval; calculate monthly mortgage payments; various ways seller may provide financing; lost alternative sources of cash for down payments and closing; reverse annuity mortgage. Acquisition indebtedness, caps on acquisition indebtedness. Losing deductions, refinancing, substantial improvements, acquisition debt in a divorce, home equity indebtedness, fair market value, $100,000. cap on home equity interest deduction, calculating interest on deductibility, residence, residence definitions, interest variations, securing debt, points, exceptions, closing statements, rental. FHA requirements, non-reportable transfers, gain or loss formula, loss and gain, selling price, sale price agreement depreciation, selling expenses, adjusted basis, handling repairs and maintenance, taxing options, tax ramification to seller and buyer, selling an option, exclusion rule, definition of principal residence and four major categories, qualifying properties, gain may be free, obsolete tax planning, wealthy homeowners, Exchange of personal residence, “once-every-two-years rule”, 121 qualification, spouse qualifications, taxable consequences, rules for cooperative owner, involuntary conversions, loss not deductible, renting out the home, home used for business and residence, 469 passive loss rule, relief of provisions, RREA, material participation, real estate owner by pass-through entities, defining brokerage trade or business, office-in home requirements, employee working at home, renting a room to the employer, two or more businesses from same home office, exclusive rule exemptions, patients – clients-or – customers, two tests for corrections, nondeductible office-in-home issues, calculation of business percentage, home office and gain.
Register for Course
Understanding Closing Statements - 9 hours - $80.00
Thomson CompuTaught
This course covers the Department of Housing and Urban Development (HUD) Settlement Statement form and the various calculations necessary to complete the form.
Register for Course
Georgia Basic Real Estate Finance - 6 hours - $55.00
Thomson CompuTaught
Get the answers to questions about finance, without having to ask a loan officer!
Register for Course
Methods of Residential Financing - 6 hours - $55.00
Thomson CompuTaught
All of the various forms of residential real estate financing. Conventional, FHA, VA Loans, loan assumptions, purchase money mortgages, and alternative financing are explained in this course. Also covers legislation relating to financing.
Register for Course
Real Estate and Taxes—What Every Agent Should Know - 6 hours - $50.00
RE Campus
Home mortgage interest deduction, acquisition indebtedness, home equity, what is residence, interest and points, computing loss and gain, what is included in selling price, adjusted basis, how are options taxes, exclusion of gain rule, 121 qualification requirement, PAL rules, aggregation of rental real estate, applying passive loss rules, office in home rules.
Register for Course
Real Estate Finance Today - 6 hours - $50.00
RE Campus
Define note, mortgage, and deed of trust; major sources of mortgage loan funding; secondary market; Federal Reserve Board and mortgage lending; significant Congressional Acts that apply to home mortgage lending; computerized loan approvals and “drive-by” appraisal, major credit repositories; factors influencing an individual’s credit score; “risk-based financing”; immigrant population; guidelines of Fannie Mae/Freddie Mac; private mortgage insurance; bowering power; guidelines for FHA and VA loans; FHA mortgage insurance and VA funding fee; compensating factors that may be considered to enable borrower to gain loan approval; calculate monthly mortgage payments; various ways seller may provide financing; lost alternative sources of cash for down payments and closing; reverse annuity mortgage.
Register for Course
Tax Advantages of Home Ownership - 6 hours - $55.00
Thomson CompuTaught
Course covers types of tax benefits for homeowners and how to calculate the taxes that will impact the purchase of a home.
Register for Course
Real Estate Finance - 3 hours - $35.00
360training
Understand in further detail the major concerns for buyer qualification; learn guidelines for underwriting loans from FHA to VA; apply knowledge to purchase and sale of residential real estate.
Register for Course
Real Estate Math - 3 hours - $35.00
Thomson CompuTaught
Covers math calculations involved in property measurement, commissions, investments and return on investments, capitalization, property cost and price. The course presents easy-to-remember formulas and numerous practice problems.
Register for Course
Tax Free Exchanges - 3 hours - $35.00
Thomson CompuTaught
Covers the basics of a tax free exchange of residential investment property. Topics covered include requirements of a tax free exchange, types of exchanges and the methods for transferring title when an exchange takes place.
Register for Course
770-850-9090 • 800-850-0031
|